How Open Banking is reshaping the sector
We’re now over five years into the Open Banking era in the UK. Andrew Carr discusses how it is reshaping the banking sector, and what’s coming next.
Take pragmatic steps to modernise your technology infrastructure and accelerate your digital transformation to thrive in the banking ecosystem of tomorrow.
With customers demanding real-time and hyper-personalised experiences, the industry is under immense pressure to keep up. Banks are having to balance innovation and transformation with maintaining security, compliance, and customer trust.
With two decades of experience helping financial services organisations achieve their strategic goals through technology, Scott Logic brings rich experience and expertise to help you thrive in the new banking ecosystem.

In this white paper, our Oliver Cronk and Joel Smith provide pragmatic insights on how to modernise your bank's technology to capitalise on opportunities and mitigate inherent risks, while managing the challenges of operating.
Our featured solutions
While our approach is always designed around your requirements, we have a range of tried-and-tested solutions that speed up delivery and drive successful outcomes.

With AWS's D-CAT solution, our consultants will assess your IT resilience against the Digital Operational Resilience Act (DORA) and get tailored recommendations aligned with AWS best practices.

Software projects thrive when they begin with a clear, shared vision and a well-defined scope, helping avoid common pitfalls such as delays, extensive rework, and unmet stakeholder expectations. In as little as 2–3 hours, our expert consultants will help you interrogate your idea to get clarity, alignment, and a robust path to success.
Over the last 20 years, we've worked with three of the top five UK retail banks, eight of the top 10 investment banks, and a number of other financial services organisations.
Here are some of our named clients stories in your industry:

During a period of significant expansion at Saxo Bank, Scott Logic proactively recommended an agile and low-cost approach to improving the scalability of a key platform for its customers, and implemented the new architecture at pace.

Planning to launch its first mobile app, our client saw this as an opportunity to start its transition into the cloud – and looked to Scott Logic as a high-calibre local partner that could provide UX design and mobile app delivery, and support its cloud ambitions.
We’re now over five years into the Open Banking era in the UK. Andrew Carr discusses how it is reshaping the banking sector, and what’s coming next.
Organisations increasingly recognise the value of making data more accessible, but concerns around control, risk and governance often stand in the way. In this post, Andy Scotland explores why data democratisation doesn't require organisations to sacrifice oversight, and how data products, platforms and agent factories can unlock innovation while maintaining trust, compliance and accountability.
It’s only by mapping out the end-to-end process that you can make the right decisions about how you will maintain control and ensure that the system operates safely. It’s also worth challenging the assumption that existing controls, approvals and handoffs should remain unchanged. It’s by identifying where AI will create value and where humans need to stay in the loop that you will be able to design the right guardrails and observability mechanisms.
Get in touch to find out how our approach could help